State Health Insurance Counseling and Assistance Program (SHIP)

Atlantic County Aging and Disability Resource Connection has certified SHIP (State Health Insurance Assistance Program) counselors who offer free and confidential one-on-one counseling and assistance for those responsible for making healthcare choices for Medicare beneficiaries. We are here to educate, advocate, counsel and empower Medicare beneficiaries to make informed healthcare decisions to meet their needs.

SHIP counselors also provide information and assistance for beneficiaries with limited income as well as resources for those applying for Extra Help to pay for prescriptions and Medicare Part B premiums and special benefits programs.

If you are a Medicare beneficiary who feels overwhelmed by health and prescription insurance plan choices, needs assistance in choosing the right coverage or has questions about a claim, SHIP counselors are ready and willing to provide free and personalized help.

What Atlantic County SHIP Helps With

• Medigap, Medicare Advantage Plans, Medicare Prescription Plans (Medicare Part D)
• Prescription Assistance Programs - PAAD and Senior Gold
• Medicare Savings Programs and State Pharmaceutical Assistance Programs: Income Eligibility Chart for New Jersey
• Medicare Part B Premium Savings – Call 1-888-426-9243 (in-county) to apply.
  See Income Eligibility Chart for New Jersey to Qualify
• LIS – Low Income Subsidy (Extra Help for Prescriptions)
  See if you qualify for extra help and apply on the Social Security Administration website.
• Hearing Aid Assistance

Utility Cost Assistance

• Lifeline Utility Assistance
• Universal Service Funds
• LIHEAP (Low-Income Energy Assistance)
  • Income Guidelines

Programs

New Jersey Home Energy Programs
Home Energy Assistance Universal Service Fund Weatherization Assistance

OCEAN Inc. Home Energy Assistance Program
76 W. Jimmy Leeds Rd., Suite 103
Galloway, NJ 08205

• New Jersey Home Energy Assistance Program Application

Help Fight Medicare Fraud

• Medicare Fraud and Abuse page
• Senior Medical Patrol

Medicare Frequently Asked Questions

• Medicare
• Social Security Administration

Guides and Handbooks

• Medicare Preventive Service Guide
• Medicare & You Handbook

Volunteers Needed

If you would like to become a SHIP volunteer (see SHIP Volunteer Counselor Position Description) and help people in your community better understand their Medicare-related insurance options, please call the Ship Coordinator, Cathy Sanderlin-White at (609) 645-5965.

The State Health Insurance Assistance Program (SHIP) is a statewide program administered by the New Jersey Department of Human Services with financial assistance through a grant from the U.S. Administration for Community Living (ACL).

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